Judy C. Gavant, has been Executive Vice President and Chief Financial Officer of the Company and the Bank since February 2021 and was named President and director of the Bank in April 2022. She is also Executive Vice President, Chief Financial Officer and Treasurer of VCB Financial Group, Inc. Ms. Gavant has almost 40 years of experience in accounting, taxation, finance, and mergers and acquisitions. From March 2018 until the Company’s merger with Bay Banks, she served as Executive Vice President and Chief Financial Officer of Bay Banks and its bank subsidiary. Prior to joining Bay Banks, Ms. Gavant was Senior Vice President, Controller and Chief Accounting Officer of Xenith Bankshares, Inc. (“Xenith”) from July 2016 until it was acquired by Atlantic Union Bankshares Corporation in January 2018. She was Senior Vice President, Controller and Principal Accounting Officer of Xenith from August 2010 until July 2016. Prior to joining Xenith in 2010, Ms. Gavant held a variety of positions with Owens & Minor, Inc., Tredegar Corporation and Dominion Energy, Inc., all publicly traded companies, and PricewaterhouseCoopers LLP. Ms. Gavant is a Certified Public Accountant.